Bik3d
Specialist cycle insurance
Specialist cycle insurance from cycleGuard
Protect your bike and accessories
With over 20 years of cycle insurance experience, we are excited to be partnering with Bik3d! So, regardless of the type of cycling you enjoy, or how you ride your two wheels, you can cycle with confidence knowing that we've got you and your bike covered.
Why choose cycleGuard?
Household insurance may not provide the level of cover you need when you're serious about cycling, such as cover when away from home, accidental damage, cover whilst competing or Public Liability protection - essential cover features for any keen cyclist. That's why we advise you check your policy with your current provider to ensure all your needs are covered.
Over 20 years of Guardcover, supporting your passion
Why protect your bike with cycleGuard?
See how cycleGuard can protect you, your bike and accessories
20 Years of Experience
We know what it takes to protect the things that matter to you.
Quick and Simple
We make it easy for you to find the right policy for your bike and kit.
0% Monthly Payment
Spread your payments across the year at no extra cost.
UK Customer Service
Our customer service team is ready to help you with all your questions.
Online Account
Your online account is an easy way to access and manage your policies 24/7.
Multi-bike Discount
Cover multiple bikes on one policy, saving you time and money.
What's included in my bike insurance?
What am I covered for?
Whether it’s commuting, weekend riding or mountain biking, cycleGuard has the range of cover for all types of bikes.
-
£100,000 Legal Expenses Cover
How can we help if you're involved in an accident?
All our policies now include extra legal protection through our Cycling Legal Expenses cover, which is automatically included with all our policies purchased or renewed after 23rd June 2024
We provide up to £100,000 of legal expenses cover that can help you claim back losses that have resulted from a cycling accident or injury caused in the UK. This includes:
- Claiming back your bicycle insurance policy excess
- Obtaining compensation from the person responsible if you or your passengers have been injured
- Claiming back other losses such as storage charges, loss of earnings or damage to personal effects.
In addition, we also include our Legal & Tax Advice helpline and online support through our Business & Consumer Legal Services portal.
It’s easy to cover your cycling accessories with us. We can cover up to £2,500 of your cycling equipment. Includes light sets, clothing, shoes and more. Mobiles and smartphones excluded.
-
Theft and Accidental Damage
Had a bump or a scrape on your bike?
If your bike is stolen from your home or damaged in a crash or accident whilst you are out and about, cycleGuard is there to help get you back on your ride. Cover available for bikes up to £20,000. Security and lock requirements apply.
-
Cycle Rescue
What happens if your bike breaks down?
If your bike ‘breaks down’ or you suffer an injury and can’t finish your ride, our UK Cycle Rescue cover is there 24/7 to help you get home or to an alternative safe place. Cover applies when you’re more than a quarter of a mile away from your home.
-
Cover Abroad
Heading overseas with your bike?
If your ride takes you outside of the UK, our cover for your folding bike and accessories will automatically include 30 days cover in the EU. Worldwide cover option also available.
-
New for Old Cover
Why should you lose out when making a claim?
We understand what your bike means to you, which is why we offer genuine new for old replacement, and we don’t depreciate the value of your bike when you make a claim. Proof of purchase needed when making a claim.
-
In-Vehicle Cover
Is your bike covered in the car?
You can rest easy when you’re away from home and your bike is being securely stored in your car or secured to your bike rack, as we automatically include theft cover for bikes left in or on unattended vehicles. Security requirements apply.
Optional extras for your bike
Global Travel - For those rides that are further away, extend your cover to include 12 months worldwide. With up to £300 bike box cover and up to £150 emergency bike-hire if your bike is stolen or damaged. Max. 60 days per trip.
£5m Public Liability - If you accidentally injure someone or damage their property while out cycling, we can provide up to £5m to protect against the costs of liability claims made against you. Cover only applies in the UK.
Optional extras
Personal Injury - Up to £25,000 cover for treatments and incidental costs following a cycling-related injury, aimed at helping you to recover and get back on the road. Excludes pre-existing conditions.
Race and Compete - Extends your policy to amateur race events and covers the cost of up to £750 in race fees and £500 in associated travel and accommodation if you are injured and can’t make the start-line.
Your policy document explorer
For customers whose policy started before 1st January 2021, you can access your policy documents here.
Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.
You can email us at: support@guardcover.co.uk or call us on: 0333 004 3444
cycleGuard customers say this...
We pride ourselves on delivering a personal service to every cyclist that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.