Welcome to cycleGuard
For many commuters cycling in London is not only the quickest way to get to work, but also their daily exercise, making it a critical part of a weekly routine. However, with the amount of road users in the capital, many cyclists may be wondering whether London is actually safe for cycling. Car drivers, as well as lorries and buses can make for dangerous hazards, while other cyclists and pedestrians can also become obstacles.
Luckily cycleGuard provides cover you can rely on with up to £25,000 of personal injury insurance, and Public Liability protection for claims made against you, though limits and exclusions do apply. Our cycle insurance is popular with commuters in London as it covers your bike and cycling accessories against theft out and about, or from a locked vehicle. So whether you’re using a folding bike or mountain biking in London, we’ve got a policy to suit you. Get a quick quote today.
Accidental Damage
Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.
Multi-Bike Discount
The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy.
In-Vehicle Cover
Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements. In vehicle security requirements apply.
Cycle Rescue
Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.
New for Old Cover
No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.
Family Cover
We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.
Bike Hire
Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.
Accessories
From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.
Accidental Damage
Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.
Multi-Bike Discount
The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy.
In-Vehicle Cover
Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements. In vehicle security requirements apply.
Cycle Rescue
Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.
New for Old Cover
No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.
Family Cover
We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.
Bike Hire
Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.
Accessories
From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.
Global Travel
30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.
Personal Injury
Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.
£5m Public Liability
Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.
Race and Compete
Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.
Global Travel
30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.
Personal Injury
Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.
£5m Public Liability
Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.
Race and Compete
Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.
