Electric bike insurance

Specialist e-bike insurance

  • Over 25 years protecting UK cyclists
  • Trusted by over 750,000 people*
  • Specialist cover for commuters, ebike owners, trail riders & more.

Total of all policyholders for all Guardcover products since 2005.

  • All claims handled by our friendly UK team
  • Optional £5million public liability cover
  • Optional £25,000 personal injury cover
Take a look at some of our reviews here

Specialist electric bike insurance from cycleGuard

Protect your electric bike and accessories

Great for commuters and thrill-seekers alike, electric bikes are the latest and most popular way to make cycling easier. Accessible, versatile and fun, eBikes don't come cheap though. So whether you're riding to work or out on the trails, our specialist cycle insurance can keep you covered.

We want to ensure that our electric bike cover is suited to the type of eBike that you and your family are looking to insure. Find out more about the type of eBikes that you can include on your policy here.

Over 20 years of insurance to UK photographers

Over 20 years of Guardcover, supporting your passion

Why protect your electric bike with cycleGuard?

See how cycleGuard can protect you, your electric bike and accessories

20 Years of Experience

We know what it takes to protect the things that matter to you.

Quick and Simple

We make it easy for you to find the right policy for your bike and kit.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

Multi-bike Discount

Cover multiple bikes on one policy, saving you time and money.

What's included in my electric bike insurance?

What am I covered for?

Whether it’s commuting, weekend riding or mountain biking, cycleGuard can cover a wide-range of electric bikes.

  • £100,000 Legal Expenses Cover

    How can we help if you're involved in an accident?

  • Theft and Accidental Damage

    Had a bump or a scrape on your electric bike?

  • Cycle Rescue

    What happens if your electric bike breaks down?

  • Cover Abroad

    Taking a cycling trip overseas?

  • New for Old

    Why should you lose out when making a claim?

  • In-Vehicle Cover

    Is your electric bike covered in the car?

Optional mountain bike insurance

Optional extras for your electric bike

Global Travel - If you’re venturing further afield, extend your cover to include 12 months worldwide. Up to £300 bike box cover and up to £150 emergency bike-hire if your bike is stolen or damaged. Max. 60 days per trip.

£5m Public Liability - With our optional Public Liability cover, we can provide up to £5million to protect against cycling-related claims made against you. Excludes North America. Cover only applies in the UK.

Optional electric bike insurance

Personal Injury - Taken a corner or a trail too quickly and need support to get back on your electric bike? Our injury option provides up to £25,000 cover for a range of injuries. Excludes pre-existing conditions.

Race and Compete - Extends your policy to amateur races, like the eBike Enduro, and covers up to £750 in race fees and £500 in associated travel costs if you’re injured and can’t make the start-line.

Frequently asked questions about electric bikes

Want to find out more about our electric bike cover?

If you’re wondering what our electric bike insurance includes, then we've answered a few questions here!

  • Cover
  • Can I get insurance for an electric bike?
  • Do electric bikes need insurance?
  • What type of electric bikes can cycleGuard cover?
  • Can electric bikes be used for commuting?
  • How old do you need to be to get eBike insurance?
  • How long does the battery charge on an electric bike last for?
  • How does Cycle Rescue work?
  • Do you cover motorcycles, e-scooters, scooters, speed-pedelecs or speed eBikes?
  • What is Public Liability insurance for eBikes?
  • Can I cover more than one bike on a policy?
  • Am I covered if I lend, loan or hire my electric bike to another person?
  • What value should I insure my eBike for?
  • What is the maximum value of eBikes you insure?
  • Do you only cover UK residents?
  • Is there an excess on this policy?
  • Can I add or make changes to the policy at any time?
  • I don't have receipts for all of my eBike parts and accessories. How can I prove ownership?
  • I have previously made a claim. Will this affect my cover?

Making a claim with cycleGuard

We’ve made making a claim so easy

If you've suffered damage to or theft of your eBike, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back out cycling again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.

1. Call the police

If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.

2. Contact our claims team

Contact our in-house UK team to make your claim.

You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk

3. Make your claim

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.

Your policy document explorer

For customers whose policy started before 1st January 2021, you can access your policy documents here.

Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.

You can email us at: support@guardcover.co.uk or call us on: 0333 004 3444

cycleGuard customers say this...

We pride ourselves on delivering a personal service to every cyclist that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.